JanSamarth Reports Application is a one stop single point for availing and viewing reports for 13 Credit Linked Central Government schemes spanning across education, housing, livelihood, business and agriculture sectors connecting stakeholders like beneficiaries, financial institutions, Central/State Government Agencies, & Nodal Agencies on a common platform. JanSamarth App has been specially designed for bankers/lenders, Ministries and Nodal Agencies. This particular App is not for borrowers intending to apply for a loan. Only registered banker/ lender users on the Platform can log in to the App for their real-time reporting purposes.
App Features:
1. Proposal Status Report:
In this section, one can know about the stage-wise strength (i.e. count and amount) of proposals spread across headers namely: 1) All proposals 2) Digital approval 3) Sanctioned 4) Disbursed etc. The same is further bifurcated into two categories:
Bank Wise Proposal Status Report
Scheme Wise Proposal Status Report
2. Turn Around Time (TAT) Report:
This report informs the user about the average duration/time spent by applications in any particular stage i.e., 1) Digital approval stage 2) Loan Disbursement stage 3) Subsidy Availment Stage etc
3. Aging Report:
This report informs the user about the number of proposals lying dormant in any particular stage. E.g. some number of proposals lying in the Digital approval stage for 10 days
4. Conversion Report:
This report helps in analysing the number of applicants versus the final successfully completed applications (Like Successful Loan and/or Successful Subsidy Availment)
5. Demographic Reports:
This report shall help to identify and analyse each State’s performances for respective Banks and Schemes.
6. Application Distribution:
This report enables the viewer to understand the exact spread of applications across Lenders onto Market Place versus Bank Specific Applications and its success ratio. This additionally also enables one to view the spread of each scheme across Market Place versus Bank Specific Applications.